How to Purchase Land and Bank Loan

How to Purchase Land and Bank Loan

How to purchase Land and Bank loan: But first of them you have to find out the plots, flats, office, house or anything you want. You can also post free classified ads for this or you can search your property on www.salejusthere.com. salejusthere.com is free classified ads posts site in India as well you can post free classified ads online globally.


How to Sell and Buy Property Online on classified ads website



If you want to purchase land in your city you have to pay for them. There is two way to pay for your land or house, one is you may pay from your own source from your bank or your savings and second you can get bank loan from government or private banks. The rate of interest for home loan and loan on purchase residential land, commercial space office or shop, industrial land is different types its also depend on bank also.


You can search plot, flat, agriculture land on www.salejusthere.com . Sale just here is dedicated for classified advertisement website. Salejusthere.com, we fabricate driving goals for purchasing, selling, and trading items and administrations, spreading over across the world by million people every month.


If you want to know that - How to get home loan for R zone plot with minimum interest rate?


Then it is simple, do you know meaning of R zone it means Resident

You have must read for more Important details

https://www.salejusthere.com/blog/category/real-estate-and-property


Before your procedure for purchase land you have to find all legal records related to land, get all chain documents, transfer of title through Sale Agreement and check the proper possession of land.


The Interest rate of R-Zone home loan is also dependent on your bank track, your Income Tax Return and your CIBIL Score. So, you can contact to any Chartered Accountant, Bank authorized person for loan etc. Present Bank Home loan is starting 6.5% to 10%. For more details clock HERE for Home Loan Interest Rate.


If there is already a house then how can I will get conversion of an agricultural land

What documents are needed for land-use conversion?


Apart from an application, a host of documents have to be presented before the authority concerned, to get agricultural land converted for residential purpose. These documents include:

  • Proof of identity of the owner.

  • Copy of the sale deed.

  • RTC (record of rights, tenancy and crops).

  • Copy of partition deed (in case the land has been inherited).

  • Land utilisation plan.

  • Portability of water certificate from a recognised water-testing laboratory (in case of farmhouse).

  • Project report, in case of housing projects.

  • Receipt of payment of land revenue, etc.

  • Mutation documents.

  • Nil-encumbrance certificate.

  • No-objection certificate (NOC) from the municipal council or gram panchayat.

  • Survey map.

Owners can procure some of the land-related documents from the revenue department that keeps a record of such papers, in case these are not already available to them.


How much square yards residential land minimum need to get home loan?


If you want to take home loan on residential plot you have to follow guidelines of Bank procedures. I think there is no limit of land area but the minimum amount is set by Bank. The amount of the loan can be different from different banks i.e. Government banks and Private Banks.


Your property should be in government converted like JDA Patta or other authority that can be issue a legal title for said property.


How to get house construction permission on plot ?


If your Land area is greater than 500 sq. yard. Then govt authority can demand a proper legal procedure. Like you have to take approval from concerned authority which is release the legal title for the property. First you make a site plan and drawing map that what you are construction on it with legal set backs. Second you have to all legal chain of documents for loan. Then you have to apply for Development Authority to take permission on said Map or Drawing. The Officer of Development Authority will visit on your construction site and get inspection with their team and if all will be legal they can release your drawing or map for construction.


If you want to know that your property are comes in which registrar office or any circle office of revenue departments. It is very simple, Go to your District/ Tehsil revenue office. For example if you are leaving in Rajasthan then go to www.apnakhata.com select your District, Village and your area and select your Khashra no. and can get your revenue office address. If you are leaving in City then you can visit www.jdajaipur.com and can get all details of your society or colony etc.


Apart from Classified Website, we also offer the App for classified online advertisement. About 25 Category and about 100+ sub category are there in our website like Services, Real Estate, Vehicle, Electronics, Mobile and Tablet, Computer and Laptop, Education & Institution, Job, Clothes and Fashion, Travel, eCommerce, Hotel & Restaurant, Salon and Beauty Parlor, You can check the details about the other services in the header menu and if they are not available in the header menu then please contact us and we will share the details.


Conclusion:


Property market is very huge and you have to alert from all the things related to your property. Keep in mind all the things given above in how to purchase land and bank loan. Get more information for the same on blog post on www.salejusthere.com . If you like this share your friends and your social media platforms.



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